James Gardner, who is head of innovation and research at Lloyds TSB (See my Banking Tech story on him is back in action with his BankerVision blog.

He is inviting participation in a book he has underway called “Innovation and the future-proof bank.” He describes some of the points he will go after in the book, starting with the process itself.
“Here’s the key idea: innovation needs not only a nice process to get things through a pipeline, it needs a set of tools that can forecast the likely shape of things to come and then optimise the innovation process accordingly. I make the point throughout that the innovation process is itself a disruptive innovation in a bank. The degree to which it is successful is correlated with how well such processes are able to anticipate, and the book talks about how that can be done. It’s always surprised me how few innovation teams I’ve talked to in banks actually operationalise the process of thinking about what’s coming up.”

If you’re feeling innovative, send him an email through his blog and join the discussion.

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