Posted on March 25th, 2009 by fabien buliard
Mobile banking is the way of the future. At least, that is the conclusion of a recent study conducted by pollster Novametrie, and commissioned by the European Financial Management Marketing Association, Crédit Agricole, Microsoft and CapGemini Consulting.
Based on a Pan-European survey of 5,000 online banking users and of about forty banking and mobile phone luminaries, [...]
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Posted on February 5th, 2009 by fabien buliard
In the same way that micro-credit – the extension of very small loans to low income individuals or businesses – started in developing countries before gaining traction in Western societies with people excluded from regular banking offerings, could poor countries also be showing the way in terms of mobile payment adoption?
Mobile phone operator Orange announced [...]
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Posted on December 2nd, 2008 by fabien buliard
Just like last year and the year before, and well … the year before that, “contactless” was one of the main buzzwords at the 2008 Cartes trade show in Paris. And just like last year, vendors and card schemes have been boasting about their pilots and partnerships all over Europe, some involving mobile phones, others [...]
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Posted on September 30th, 2008 by fabien buliard
Among the stories covered last month by the Banking Technology team for our Sibos Daily News sibling was the French Banking Federation’s reaction to a statement by the European Commission and the European Central Bank in early September, saying they would only support the idea of a multilateral interchange fee for Sepa direct debits for [...]
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Posted on July 8th, 2008 by fabien buliard
In a recent report entitled SEPA: Banks are building it, but will customers come?, Celent analyst Enrico Camarinelli writes that the level of Sepa attention by corporate users is “very little, almost nonexistent.” He adds that the mandatory requirements of IFRS and Sarbanes-Oxley have put Sepa low on the corporate “to-do list.”
Yet the crucial role [...]
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Posted on June 2nd, 2008 by fabien buliard
After lamenting the lowest common denominator approach taken by Sepa and the loss of functionality of its credit transfer and direct debit instruments compared to existing domestic instruments, corporates are taking the matters in their own hands.
Keen to avoid a “mini Sepa”, the French Association of Corporate Treasurers (AFTE) announced in its latest newsletter it [...]
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