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	<title>Banking Technology</title>
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	<description>Banking Technology Magazine&#039;s blog section</description>
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		<title>The Budget Boogie</title>
		<description><![CDATA[As I sat listening to George Osborne’s Budget the other week I was wondering what major impact, if any, it might have on the banking sector and, of course, on the price of the pint in my hand that lunchtime. Well the ‘journalist tax’ on beer went up by 4p unfortunately and bankers weren’t spared [...]]]></description>
		<link>http://blogs.bankingtech.com/2011/04/04/the-budget-boogie/</link>
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		<title>Counting the cost</title>
		<description><![CDATA[Global payments revenues fell at a compound annual rate of 7% from year end 2008 through 2010, according to US-based management consultancy Boston Consulting Group’s 10th annual payments survey, Global Payments 2011: Winning After the Storm.  This decline in revenues came despite increases in overall volumes (up 5%) and values (+3%) during the same period. [...]]]></description>
		<link>http://blogs.bankingtech.com/2011/03/03/counting-the-cost/</link>
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		<title>Visa Europe head declares cash the enemy</title>
		<description><![CDATA[“Cash is my competitor. I get pleasure from seeing the amounts of cash used going down and I don’t like to see customers using our cards to visit ATMs.” So said Peter Ayliffe, chief executive of Visa Europe, last night at Lloyds of London during an FS Club speech entitled ‘The Cashless Society’, which also [...]]]></description>
		<link>http://blogs.bankingtech.com/2011/02/24/visa-europe-head-declares-cash-the-enemy/</link>
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		<title>Innovate, don&#039;t suffocate</title>
		<description><![CDATA[The reporting season is underway, with Barclays going first this year announcing record profits of £11.6bn for 2009 and the traditional claims and counterclaims can be heard. The ‘silly season’ at newspapers used to be in August when Parliament recessed but it seems we now have another period of the year when papers get on [...]]]></description>
		<link>http://blogs.bankingtech.com/2011/02/24/innovate-dont-suffocate/</link>
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		<title>Do believe the hype: the mobile channel is rising</title>
		<description><![CDATA[I was travelling into the office today listening to my iPod on shuffle and marvelling at how scratchy and lo-fi Public Enemy’s Don’t Believe the Hype sounds these days, when I started playing with the device in my hands. Having been an initial sceptic about the iPod and asserting it was ‘just another walkman fad’ [...]]]></description>
		<link>http://blogs.bankingtech.com/2011/01/28/do-believe-the-hype-the-mobile-channel-is-rising/</link>
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		<title>Banking Tech and Logica&#039;s SEPA end dates roundtable tomorrow</title>
		<description><![CDATA[I&#8217;m looking forward to the Banking Technology Roundtable tomorrow, sponsored by Logica, on the SEPA end dates debate and future strategies for the Single Euro Payments Area.  Will the controversial end dates of Q4 2012 for SEPA Credit Transfers and Q4 2013 for SEPA Direct Debits envisaged by the EC be implemented or delayed for a [...]]]></description>
		<link>http://blogs.bankingtech.com/2010/12/13/banking-tech-logicas-sepa-end-dates-roundtable-tomorrow/</link>
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		<title>Dodd-Frank &#8212; The Hired Lobbyist Guns Will be Blazing</title>
		<description><![CDATA[Commissioners of the Commodity Trading Futures Commission (CFTC) which has regulatory over the commodities markets and now, since Dodd-Frank, over derivatives, said the elections didn&#8217;t change much. At the Futures Industry Association meeting in Chicago in early November, they said that until Congress changed the terms, Dodd-Frank is the law of the land and they [...]]]></description>
		<link>http://blogs.bankingtech.com/2010/11/15/dodd-frank-the-hired-lobbyist-guns-will-be-blazing/</link>
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		<title>What Bankers Do, Not What They Say &#8212; FT</title>
		<description><![CDATA[The FT&#8217;s Michael Skapinker responded to a letter from 17 leading City of London figures saying: “It is essential to restate and affirm the social purpose of financial institutions &#8230; Through work we all seek to realise ourselves as people, provide for our dependants and make a contribution to the social good.” What&#8217;s it mean [...]]]></description>
		<link>http://blogs.bankingtech.com/2010/11/15/what-bankers-do-not-what-they-say-ft/</link>
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		<title>U.S. Bank Foreclosure Fraud in Action</title>
		<description><![CDATA[What does this look like on the ground? Matt Taibbi of Rolling Stone  went to Florida to find out.  The article is available online and will appear in the 25 November issue of Rolling Stone. &#8220;When I went to sit in on Judge Soud&#8217;s courtroom in downtown Jacksonville, I was treated to an intimate, and [...]]]></description>
		<link>http://blogs.bankingtech.com/2010/11/15/u-s-bank-foreclosure-fraud-in-action/</link>
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		<title>US Elections Changed Politics but not Dodd-Frank</title>
		<description><![CDATA[The November 2 elections in the U.S. brought the greatest change in national politics since the 1940s, according to Peter Hart, a national pollster often affiliated with the Democratic Party. From coast to coast, Democratic states went Republican in elections for Congressional seats and governors. &#8220;A category 5 hurricane hit the Democrats.&#8221; Voters think the [...]]]></description>
		<link>http://blogs.bankingtech.com/2010/11/05/us-elections-changed-politics-but-not-dodd-frank/</link>
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